A revolution in retail
A blockchain-driven payment platform that dispenses with hefty transaction costs.
POS suppliers
No POS system is complete without Xumm. It's the payment method retailers have been eagerly awaiting: a method that enables them to turn a profit on even the smallest transactions at a minimum investment.
Payment Service Providers
Xumm is a great opportunity, as it opens the door to markets that have previously been inaccessible and others yet to be discovered. Micropayments are viable in a blink of an eye.
E-commerce & Retail
Make a difference in e-commerce and start offering our Xumm solution to your consumers. Partner with Xumm and lower costs and increase margins.
Xumm for retail
Xumm is the new payment method: a revolution in retail. It is a blockchain-driven payment platform that dispenses with hefty transaction costs. In concrete terms, a transaction through Xumm costs no more than 1 cent, whatever the sum. The difference as compared to conventional fees is so great that Xumm isn't just opening doors, it's tearing down walls.
The world before Xumm
Retailers pay a lot of money for each transaction they complete with customers. As a consequence, the sale of a single packet of chewing gum may incur a loss instead of yielding a profit. You read it right: payments under five euros can cost retailers money. And the fees associated with international transactions are even worse, especially when several banks are required to trade in foreign currencies, which they invariably are. Significant sums get creamed off 'en route' leaving retailers worldwide out of pocket and in despair. That's why it's time for Xumm.
How does Xumm work?
Consumers make payments through Xumm using their smartphones. Fast, secure and touch-free payments can be made with ease to all the businesses in our global network. There's no need for credit cards or hardware other than the phone, as everything takes place in the convenient Xumm app connected to your wallet. The euros, dollars, cryptos or whatever you use for your payments are instantly available to make purchases large and small in the most exotic currencies.
Xumm for retailers and e-commerce
Retailers and e-commerce companies are Xumm's big winners (but not the only ones). As transaction costs pale into insignificance, revenues go up. Which is great news. And with micropayments becoming viable, so do all kinds of new business models. Partnering with Xumm also makes it easier to trade globally, since lower costs increase margins and strengthen your competitive edge.
How do I get started?
Xumm Retail offers payment rails on the open-source XRP Ledger blockchain. That may sound daunting, but we make everything very easy for you. If you use a plug-in, then it's simply a matter of installing our handy API. If you don't, contact us and we'll have your new payment system up and running in no time. And we help you get your customers on board. Our Partner Reward Program makes it exceedingly attractive for you to share the benefits of Xumm and put smiles on customers' faces, too.
The blockchain driving Xumm
Time for a peek beneath the bonnet, where you'll find the best engine in the blockchain universe: the XRP Ledger. It is a decentralized, open blockchain, created and maintained by a worldwide developer community. The biggest names in crypto use XRP Ledger for its incredible speed, energy efficiency, superior reliability and watertight security.
Faster, cheaper, greener. The blockchain technology behind XRP Ledger is far superior to players like bitcoin. It is faster, cheaper and greener. Not ten minutes per transaction, but five seconds; not half a euro per transaction, but 1 cent; not 0.3% of the world's energy consumption, but an environmental impact that is negligible. XRP Ledger is technology that presses all the right buttons to make it the platform of choice for practical applications such as the one at hand: everyday payments at the checkout.
The only wallet that does it all. XRP Ledger enjoys broad acceptance and has for eight years now found application on more than 100 markets and exchanges. It can be used to trade digital assets, bridge currencies, exchange cryptos and forward anything of value from A to B. All in a matter of seconds. Xumm is the only software wallet that supports all the features of XRP Ledger and with that, the revolution in retail transactions starts here.
Download Xumm
How safe is Xumm?
Safety and reliability are Xumm's highest priority. In terms of technology, as well as in our organisation. This prudence has earned us registration with De Nederlandsche Bank, which is an honour bestowed on only the very few and something of which we are incredibly proud. The XRP Ledger beneath Xumm's bonnet has an eight-year proven track-safety record. It is a first-class blockchain that's encrypted to the extreme and continuously optimised. That means that you as user of our services are guaranteed bank-grade security.
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